Obizue, Emmanuel Chika, and Francis Ikenna Ihejirika. “RE-ENGINEERING BANKING SERVICES AND ECONOMIC DEVELOPMENT IN NIGERIA 2005 - 2024”. INTERNATIONAL JOURNAL OF EDUCATION, SOCIAL AND MANAGEMENT SCIENCES, vol. 1, no. 3, Apr. 2026, pp. 559-78, https://journals.iempsglobal.org/index.php/IJESMS/article/view/349.