“PRINCIPAL UTILIZATION OF MATERIAL AND PHYSCIAL RESOURCES AS CORRELATES OF ACADEMIC ACHIEVEMENT OF SECONDARY SCHOOL STUDENTS’ IN SOUTHWEST, NIGERIA” (2025) INTERNATIONAL JOURNAL OF ECONOMICS, FINANCE, ACCOUNTING AND MANAGEMENT, 1(2), pp. 1–13. Available at: https://journals.iempsglobal.org/index.php/IJEFAM/article/view/33 (Accessed: 5 February 2026).